Is it correct that I need separate agreements with the bank, the terminal provider, international cards and BankAxept?

Yes. You must have agreements with the following parties:

· The payment terminal provider.

· Your bank, for a payment provision agreement for BankAxept payments.

· BankAxept, to receive bank cards with BankAxept.

· A Payment provider for international cards to accept cards from providers like Visa, Mastercard,
Diners etc.